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Bill Payment Options

You may pay your bill by check or money order through the mail, in person, you can sign up for the Auto Pay option (see attachment #1 below). We also accept Credit or Debit card payments over the phone during business hours, or we can process your card automatically every month at no additional charge (see attachment #2 below for instructions). You may also want to check out our online account portal, SmartHub. Not only can you pay your bill from your smartphone or laptop, you can also view your usage and update your contact & account information. More information about SmartHub is on the 'Products' tab.


If you wish to pay your bill in person, you may do so at the following locations:

Howard Electric Cooperative offices located on Highway 5 North in Fayette

Office Hours: 8:00 a.m. - 4:30 p.m. Monday through Friday

Drop Box (outside front door under awning) - Available 24 hours a day

Bank of Cairo & Moberly - all 4 locations (1st thru 10th of the month only)


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